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DEPOSIT RATES

Deposits

Rates Effective: 9/2/2010

Rates are subject to change at any time

Certificates of Deposit

Account Type	APY*	Interest Rate	Minimum To Open	Balance To Earn Interest
20 Months	1.15	1.14	$2,500.00
60 Months	2.50	2.47	$2,500.00

Penalty for early withdrawal

CDARS (Certificate of Deposit Account Registry Service)
- A safe, convenient solution for large-deposit investors.
- Call a Customer Service Representative for rate info.

Money Market

Account Type	APY*	Interest Rate	Minimum To Open	Balance To Earn Interest
	0.05	0.05	$100.00	$0-$24,999.99
	0.10	0.10	$100.00	$25,000.00 - $49,999.99
	0.15	0.15	$100.00	$50,000.00 - $149,999.99
	0.20	0.20	$100.00	$150,000.00 - $499,999.99
	0.25	0.25	$100.00	>$500,000.00

Fees could reduce the earnings on the account

Liquid Investment

Account Type	APY*	Interest Rate	Minimum To Open	Balance To Earn Interest
	0.05	0.05	$100.00	$10,000.00 - $49,999.99
	0.10	0.10	$100.00	$50,000.00 - $149,999.99
	0.15	0.15	$100.00	$150,000.00 - $499,999.99
	0.20	0.20	$100.00	$500,000.00 - $999,999.99
	0.25	0.25	$100.00	$1,000,000.00 +

*APY = Annual Percentage Yield
**Rates are variable

Call a Customer Service Representative for more information:
802-388-4982 (connecting all branches).

National Bank of Middlebury
P.O. Box 189
Middlebury, VT 05753-0189
802-388-4982 • 877-508-8455
Telebank: 802-388-1780 • 800-575-1780
info@nationalbankmiddlebury.com

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